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    <title>start the clock | Le Journal Finance</title>
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    <description>The personal investing journal: PEA, life insurance, euro funds, PER, private equity and real estate, explained without jargon.</description>
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      <title>Opening a PEA early to start the clock</title>
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      <description>Opening a PEA early starts the 5-year tax clock from the first deposit. Rules, minimum deposit, the PEA for young adults and the traps to know.</description>
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